Getting ready to buy your first home? Taking those first steps towards homeownership can seem daunting, but this easy guide from Houselogic will help break down the process.
12 months out
-Check your credit score.
-Determine what you can afford.
-Make a down payment plan.
9 months out
-Prioritize what you want most in your new home.
-Research neighborhoods and start visiting open houses.
-Budget for miscellaneous homebuying expenses.
-Start a home maintenance account.
6 months out
-Collect your loan paperwork.
-Research lenders and realtors.
3 months out
-Get pre-approved for your loan.
-Start shopping for your new home.
2 months out
-Make an offer on a home.
-Get a home inspection.
In the last month
-Triple-check that all your financial documents are in order and review all lending documents before closing.
-Get insurance for your new home.
-Do a final walk-through.
-Get a cashier’s check or bank wire for cash needed at closing.
Check out Houselogic’s full article by clicking HERE!
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